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ve dönem sonu bakiye değerleri hesaplanarak tablo oluşturulur."]},"beginTime":241,"endTime":493,"href":"/video/preview/15925398308241935685?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=241&ask_summarization=1"},{"index":3,"title":"Tablonun Genişletilmesi ve Doğrulanması","list":{"type":"unordered","items":["24 taksitli bir örnekte anapara ödemesi ve faiz tutarı hesaplanır.","36 taksitli örnekte 600.792 TL anapara, 65.486 TL faiz ve 600.792 TL kalan ana para bulunur.","Vade 120 aya çıkarıldığında tablo otomatik olarak güncellenir ve \"EĞER\" formülü kullanılarak boş hücreler kontrol edilir."]},"beginTime":493,"endTime":791,"href":"/video/preview/15925398308241935685?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=493&ask_summarization=1"},{"index":4,"title":"Farklı Vade Örnekleri","list":{"type":"unordered","items":["96 ay vadede 150 bin TL kredi örneğinde aylık ödeme 2.639,99 TL, anapara 2.487 TL ve faiz 152,99 TL'dir.","Excel tablosu ile Halk Bankası'nın hesaplaması arasında küçük farklar olabilir.","Daha sonraki videolarda KKD-BSMW içeren taksit planları da oluşturulacaktır."]},"beginTime":791,"endTime":920,"href":"/video/preview/15925398308241935685?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=791&ask_summarization=1"}],"linkTemplate":"/video/preview/15925398308241935685?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=%%timestamp%%&ask_summarization=1"},"isAdultDoc":false,"cwidth":1920,"cheight":1080,"cratio":1.77777,"dups":["15925398308241935685"],"episode":0,"season":0,"isEmbedOnly":false,"greenHost":"YouTube","hasTranslation":true,"contentTypeId":null},"11817130109676761076":{"videoId":"11817130109676761076","docid":"34-11-6-Z36CBE14ECA9FE047","preview":{"posterSrc":"//avatars.mds.yandex.net/get-vthumb/1767222/e8ac1ce0841c05af33fd06a887714334/564x318_1","videoSrc":"https://video-preview.s3.yandex.net/s8Sp-wEAAAA.mp4","videoType":"video/mp4"},"target":"_self","position":"2","reqid":"1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL","isAdultDoc":false,"cwidth":1920,"cheight":1080,"cratio":1.77777,"dups":["11817130109676761076"],"episode":0,"season":0,"isEmbedOnly":false,"greenHost":"YouTube","hasTranslation":true,"contentTypeId":null},"3189764214795802735":{"videoId":"3189764214795802735","docid":"34-7-1-ZED78607223D04E69","preview":{"posterSrc":"//avatars.mds.yandex.net/get-vthumb/3321615/9691f8c70acda63253e0ed7724e6dfb0/564x318_1","videoSrc":"https://video-preview.s3.yandex.net/7TBR_wEAAAA.mp4","videoType":"video/mp4"},"target":"_self","position":"3","reqid":"1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL","isAdultDoc":false,"cwidth":1920,"cheight":1080,"cratio":1.77777,"dups":["3189764214795802735"],"episode":0,"season":0,"isEmbedOnly":false,"greenHost":"YouTube","hasTranslation":true,"contentTypeId":null},"2853694836692256174":{"videoId":"2853694836692256174","docid":"34-4-6-ZD6179CFE3B720910","preview":{"posterSrc":"//avatars.mds.yandex.net/get-vthumb/1222233/46a928ec22691b0ac43d7e3edf471da1/564x318_1","videoSrc":"https://video-preview.s3.yandex.net/WmfdPAIAAAA.mp4","videoType":"video/mp4"},"target":"_self","position":"5","reqid":"1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL","isAdultDoc":false,"cwidth":1920,"cheight":1080,"cratio":1.77777,"dups":["2853694836692256174"],"episode":0,"season":0,"isEmbedOnly":false,"greenHost":"YouTube","hasTranslation":true,"contentTypeId":null},"16353474812040772099":{"videoId":"16353474812040772099","docid":"34-9-1-Z3568FC50A1689DF2","preview":{"posterSrc":"//avatars.mds.yandex.net/get-vthumb/2946622/62f3a7d104fd485f5d2844abd6db2855/564x318_1","videoSrc":"https://video-preview.s3.yandex.net/4WcONAIAAAA.mp4","videoType":"video/mp4"},"target":"_self","position":"6","reqid":"1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL","summary":{"isFull":true,"fullTextUrl":"/video/result?ask_summarization=1&numdoc=1&noreask=1&nomisspell=1&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=videoid:16353474812040772099","teaser":[{"list":{"type":"unordered","items":["Bu video, Excel'de otomatik tamamlandı listesi oluşturma konusunda adım adım bir eğitim içeriğidir.","Videoda, domates, biber, patlıcan gibi alışveriş listesi örneği üzerinden, bir ürünü satın aldığımızda \"tamamlandı\" veya \"satın alındı\" olarak işaretlemeyi göstermektedir. Eğitim, Excel'de geliştirici sekmesinden onay kutusu ekleme, hücre bağlantısı oluşturma, formül yazma ve hücreleri biçimlendirme adımlarını içermektedir. Sonuç olarak, işaretlediğimiz ürünlerin \"satın alındı\", işaretlemeyenlerin ise \"alınacak\" olarak listelenmesi sağlanmaktadır."]},"endTime":327,"title":"Excel'de Otomatik Tamamlandı Listesi Oluşturma Eğitimi","beginTime":0}],"fullResult":[{"index":0,"title":"Excel'de Otomatik Tamamlandı Listesi Oluşturma","list":{"type":"unordered","items":["Excel'de otomatik olarak \"tamamlandı\" şeklinde bir liste oluşturmak için bir yöntem gösterilecek.","Örnek olarak alınacaklar listesi (domates, biber, patlıcan) oluşturulacak ve satın alınan ürünlerin \"tamamlandı\" olarak işaretlenmesi gösterilecek."]},"beginTime":0,"endTime":55,"href":"/video/preview/16353474812040772099?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=0&ask_summarization=1"},{"index":1,"title":"Onay Kutusu Ekleme","list":{"type":"unordered","items":["Excel'de geliştirici sekmesinin altında ekle bölümünden onay kutusu eklenecek.","Onay kutusunun ismi silinecek ve hücreler arasında kopyalama yapılıp yapıştırılacak.","Her onay kutusu için hücre bağlantısı oluşturulmalı ve görünümü \"üç b\" gölgelendirme seçeneğiyle düzenlenebilir."]},"beginTime":55,"endTime":222,"href":"/video/preview/16353474812040772099?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=55&ask_summarization=1"},{"index":2,"title":"Formül Kullanarak Durum Belirleme","list":{"type":"unordered","items":["Formül kullanarak onay kutusunun durumuna göre \"satın alındı\" veya \"alınacak\" yazısı eklenebilir.","Onay kutusu işaretlendiğinde \"satın alındı\", işaretlenmediğinde \"alınacak\" yazısı görüntülenecek.","\"Alınacak\" ifadesi bulunan hücreler renklendirilebilir ki alınmamış ürünler daha kolay görülebilsin."]},"beginTime":222,"endTime":323,"href":"/video/preview/16353474812040772099?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=222&ask_summarization=1"}],"linkTemplate":"/video/preview/16353474812040772099?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=%%timestamp%%&ask_summarization=1"},"isAdultDoc":false,"cwidth":1920,"cheight":1080,"cratio":1.77777,"dups":["16353474812040772099"],"episode":0,"season":0,"isEmbedOnly":false,"greenHost":"YouTube","hasTranslation":true,"contentTypeId":null},"16526152247967765458":{"videoId":"16526152247967765458","docid":"34-1-8-ZEB510EB38C7008CB","preview":{"posterSrc":"//avatars.mds.yandex.net/get-vthumb/2756190/d0482dc0e256c3e02fe4be15bd397fc4/564x318_1","videoSrc":"https://video-preview.s3.yandex.net/Jjzg-QEAAAA.mp4","videoType":"video/mp4"},"target":"_self","position":"7","reqid":"1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL","summary":{"isFull":true,"fullTextUrl":"/video/result?ask_summarization=1&numdoc=1&noreask=1&nomisspell=1&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=videoid:16526152247967765458","teaser":[{"list":{"type":"unordered","items":["Bu video, doğum borçlanması konusunda bilgilendirici bir eğitim içeriğidir. ","Video, doğum borçlanması için başvuru süreci, kimlerin başvurabileceği, borçlanma koşulları ve süreleri hakkında detaylı bilgiler sunmaktadır. İçerikte hizmet akdi kapsamında çalışanlar, kendi nam ve hesabına bağımsız çalışanlar ve kamu görevlileri kapsamında sigortalı olan kadın sigortalıların borçlanma koşulları, borçlanma süreleri ve sınırlamaları açıklanmaktadır. Ayrıca, doğum sonrası prim ödenmiş sürelerin borçlanma hesabına dikkate alınmayacağı ve çocuğun vefat etmesi durumunda borçlanma süresinin nasıl hesaplanacağı gibi önemli bilgiler de paylaşılmaktadır."]},"endTime":278,"title":"Doğum Borçlanması Hakkında Bilgilendirme","beginTime":0}],"fullResult":[{"index":0,"title":"Doğum Borçlanması Başvuru Süreci","list":{"type":"unordered","items":["Doğum borçlanması, hizmet akdi ile çalışanlar, kendi nam ve hesabına bağımsız çalışmaya başlayan sigortalılar ve hak sahipleri tarafından SGK'ya başvurularak yapılabilir.","Başvuru, SGK il müdürlüğü, SGK merkezi veya e-devlet kanalıyla yapılabilir.","Kadın sigortalının işvereninden belge istenilmeksizin kurum hizmet kayıtlarından tespiti yapılarak işlem sonuçlandırılacaktır."]},"beginTime":2,"endTime":51,"href":"/video/preview/16526152247967765458?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=2&ask_summarization=1"},{"index":1,"title":"Borçlanma Talebinde Bulunabilecek Kişiler","list":{"type":"unordered","items":["Doğumdan önce hizmet akdine tabi çalışması bulunan kadın sigortalılar talepte bulunabilir.","Kendi nam ve hesabına bağımsız çalışma kapsamında sigortalı sayılan kadın sigortalılar talepte bulunabilir.","Kamu görevlisi kapsamında sigortalı sayılan kadın sigortalılar ve bunların hak sahipleri talepte bulunabilir."]},"beginTime":51,"endTime":86,"href":"/video/preview/16526152247967765458?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=51&ask_summarization=1"},{"index":2,"title":"Doğum Borçlanmasının Koşulları","list":{"type":"unordered","items":["Ücretli çalışanlar için sigortalılıkların tescil edilmesi ve adına prim bildirilmiş tahakkuk etmiş olması gerekmektedir.","Kendi nam ve hesabına bağımsız çalışma kapsamında olan sigortalılar için prim ödenip ödenmediğine bakılmaksızın sigortalılıkların tescil edilmesi gerekmektedir.","Kamu görevlisi kapsamında sigortalı sayılanlar için sigortalıların tescil edilmiş olması gerekmektedir.","Kadın sigortalının doğumdan önce çalışmaya başlayarak sigortalılık şartını yerine getirmesi, doğumdan sonra adına prim ödenmemesi ve borçlanacağı sürede çocuğunun yaşaması gerekmektedir."]},"beginTime":86,"endTime":173,"href":"/video/preview/16526152247967765458?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=86&ask_summarization=1"},{"index":3,"title":"Borçlanma Süreleri ve Koşulları","list":{"type":"unordered","items":["Borçlanma süreleri, sigortalı kadının doğumdan sonraki sekiz haftalık (çoğul gebelik halinde on haftalık) süreleri, doğuma üç hafta kalıncaya kadar çalışması halinde doğum sonrası istirahat süresine eklenen süre dahil toplam iki yıllık süre borçlanılabilir.","Kadın sigortalılar, doğum nedeniyle çalışamadıkları en fazla üç defa olmak üzere ikişer yıllık sürelerini toplamda en fazla altı yıl borçlanabilir.","Doğum borçlanması talebinde bulunan kadın sigortalıların doğum yaptığı tarihten sonra adına primi ödenmiş süreler borçlanma hesabına dikkate alınmaz.","Doğum borçlanması yapılacak sürede çocuğun vefat etmesi halinde vefat tarihine kadar olan süreler borçlanılabilir.","İlk doğumunu yaptıktan sonra iki yıl dolmadan ikinci doğumunu yapan kadın sigortalı, ilk doğumdan ikinci doğuma kadar geçen süre ile ikinci doğum için borçlanabileceği iki yıllık sürenin toplamı kadar geçen süreyi 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","Video, emzirme ödeneğinin kimlere verildiğini, şartlarını, talep edilme süresini ve başvuru sürecini açıklamaktadır. İçerikte emzirme ödeneğinin hangi sigortalılara verildiği, hizmet akdine tabi çalışanlar ve kendi adına çalışanlar için gerekli prim şartları, ödeneğin miktarı ve talep edilme süresi (doğum tarihinden itibaren beş yıl) detaylı olarak anlatılmaktadır. Ayrıca, emzirme ödeneğinin otomatik olarak ödendiği ve başvuru şartının kaldırıldığı bilgisi de paylaşılmaktadır."]},"endTime":204,"title":"Emzirme Ödeneği Hakkında Bilgilendirme","beginTime":0}],"fullResult":[{"index":0,"title":"Emzirme Ödeneği Kimlere Verilir","list":{"type":"unordered","items":["Emzirme ödeneği, doğum yapması halinde sigortalı kadına veya sigortalı olmayan karısının doğum yapması halinde sigortalı erkeğe verilir.","Hizmet akdine tabi ya da kendi adına ve hesabına yaptıkları çalışmalarından dolayı gelir ve aylık alan kadına ya da gelir veya aylık alan erkeğin sigortalı olmayan eşine emzirme ödeneği verilir.","Emzirme ödeneği, hizmet akdine tabi çalışan (4A sigortalılar) ile kendi adına ve hesabına çalışan (4B ile Bağkurlu kişiler) kişilerin faydalanabildiği bir ödeme türüdür."]},"beginTime":2,"endTime":65,"href":"/video/preview/14431064566490322027?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=2&ask_summarization=1"},{"index":1,"title":"Emzirme Ödeneğinin Şartları","list":{"type":"unordered","items":["Hizmet akdine tabi çalışanlar için doğumdan önceki bir yıl içinde en az 120 gün kısa vadeli sigorta kolları primi bildirilmiş olması gerekir.","Kendi adına ve hesabına çalışan 4B'li çalışanlar için doğumdan önceki bir yıl için en az 120 gün kısa vadeli prim yapmış olması gerekir.","Genel sağlık sigortası primi ve primlere ilişkin her türlü borçların ödenmiş olması gerekir.","Bağkurlu kişilerde de son bir yıl içinde 120 gün prim ödemesi gerekiyor ve her türlü prim borcunun ödenmiş olması gerekmektedir.","Doğumun canlı olarak gerçekleşmiş olması gerekmektedir."]},"beginTime":65,"endTime":131,"href":"/video/preview/14431064566490322027?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=65&ask_summarization=1"},{"index":2,"title":"Özel Durumlar ve Ödeme Miktarları","list":{"type":"unordered","items":["Sigortalılığı sona erenlerin bu tarihten başlamak üzere 300 gün içinde çocukları doğarsa, doğum tarihinden önceki 15 ay içinde en az 120 gün prim ödenmiş olması şartıyla emzirme ödeneğinden yararlandırılır.","2019 yılı için emzirme ödeneği 180 TL, 2020 yılı için 202 TL, 2021 yılı için 232 TL, 2022 yılında ise 316 TL olarak belirlenmiştir.","Emzirme ödeneğinin talep edilmesinde hak düşürücü süre hakkın doğduğu tarihten itibaren beş yıldır."]},"beginTime":131,"endTime":180,"href":"/video/preview/14431064566490322027?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=131&ask_summarization=1"},{"index":3,"title":"Başvuru Süreci","list":{"type":"unordered","items":["Emzirme ödeneği sistemde görülen emzirme ödeneği raporuna istinaden otomatik olarak ödenmektedir.","Başvuru için gerekli belgeler ve başvuru şartı 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Yurtdışındaki vatandaşların tasarruflarını Türkiye'de değerlendirmelerini teşvik etmek amacıyla kurulan bu hesap türü, döviz mevduatlarını TL'ye dönüştürme imkanı sunarak kur farkı ve ilave getiri ile daha yüksek getiri sağlamaktadır. Ayrıca, hesap açma sınırı ve son tarih gibi önemli bilgiler de paylaşılmaktadır."]},"endTime":258,"title":"Yurt Dışındaki Yerleşik Vatandaşlar İçin Yuvam Hesabı Bilgilendirmesi","beginTime":0}],"fullResult":[{"index":0,"title":"Yuvam Hesabı Nedir?","list":{"type":"unordered","items":["Türkiye Cumhuriyet Merkez Bankası, yurtdışında yaşayan vatandaşların tasarruflarını Türkiye'de değerlendirmesini teşvik etmek için yurtiçi bankalar nezdinde Yuvam hesaplarının açılmasına karar vermiştir.","Yuvam hesabı, yurt dışındaki yerleşik vatandaşların yurtdışı tasarruflarını Türkiye'deki bankalarda değerlendirmelerini sağlayan, Merkez Bankası tarafından kur koruma güvencesi ve ilave getiri kazanma şansı verilen avantajlı bir Türk Lirası hesap türüdür."]},"beginTime":3,"endTime":43,"href":"/video/preview/12907216161518334599?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=3&ask_summarization=1"},{"index":1,"title":"Kimler Yuvam Hesabı Açabilir?","list":{"type":"unordered","items":["Yuvam hesapları yurtdışında yerleşik vatandaşlar için açılır.","18 yaşını doldurmuş bir Türk vatandaşı olup yurtdışında oturma veya çalışma izni veya hakkı olanlar veya Türk vatandaşı olmayan ancak yurtdışında yerleşik ve mavi karta sahip olanlar Türk bankalarına başvurarak Yuvam hesabı açtırabilir."]},"beginTime":43,"endTime":69,"href":"/video/preview/12907216161518334599?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=43&ask_summarization=1"},{"index":2,"title":"Yuvam Hesabı Nasıl Açılır?","list":{"type":"unordered","items":["Yurtdışındaki tasarruflar o ülkedeki Türk ya da yabancı bir banka üzerinden Türkiye'deki bir bankaya transfer edilir.","Türkiye'deki bir bankada adınıza bir Yuvam hesabı açılır.","Yurtdışından transfer edilen ABD doları, Euro, İngiliz Sterlini cinsi tasarruflara açılan döviz mevduat ve katılma hesapları Yuvam hesabına 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edebilirsiniz."]},"beginTime":125,"endTime":189,"href":"/video/preview/12907216161518334599?channelId=d3d3LnlvdXR1YmUuY29tO1VDS3p6Q0dBUS1vd05PN0hHc0VySXF0dw%3D%3D&how=tm&parent-reqid=1752059909753837-8999879467745668039-balancer-l7leveler-kubr-yp-vla-253-BAL&text=SMMM+Fatih+ERDO%C4%9EAN&t=125&ask_summarization=1"},{"index":4,"title":"Yuvam Hesabı Avantajları","list":{"type":"unordered","items":["Üst veya alt limit olmadan istediğiniz tutarda istediğiniz kadar Yuvam hesabı açabilirsiniz.","Herhangi bir zaman sınırlaması yoktur, istediğiniz zaman hesap açabilirsiniz.","Yuvam hesabı açtırmanız aleminde vade bitiminde oluşacak kur seviyesine göre anapara artı faiz veya anapara artı faiz artı ilave getiri veya anapara artı faiz artı kur farkı artı ilave getiri bankanız tarafından size ödenir.","Vade bitim tarihine kadar beklediğinizde, her durumda paranızı dövizde tutmaktan daha fazla getiri elde etmiş olur ve isterseniz vade bitiminde tekrar döviz 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